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US business have an interest in Cuba, but will certainly move cautiously, recognizing that Cuba is bad, has only 11 million people and, more vital, they remain a dictatorship with over 50 years of an administrative, socialist economic situation. The keynote speakers were Roberta S. Jacobson, Assistant Secretary of State for Western Hemisphere Matters, Stefan M. Selig, Under Secretary of Commerce for International Profession and also Maria Contreras-Sweet, Manager, Small company Management. UK insurance policy is a tough industry to operate in now with falling revenues, low growth and intense competition.