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There are a lot of variables- the level of the harm, price to appropriately mend or if it has actually been repaired well, could be hard to discover insurance coverage and also could cost even more, future unidentified failings as an outcome of the impact and also problem offering or trading it later on! He also gave it a complete, Acura-quality repaint- everything cost me $2200 including the $500 I paid to buy it back !!! Whether you are getting new insurance or renewing your policy, you should always shop around for offers initially.